Federal & State Grants

Grant Program Name Address and Telephone Contact Information Eligible Activities Federal, State and Local Cost Share Requirements Other Program
Characteristics
Grant Application Due Date
Comprehensive Flood Management Grant Program (CFMGP) Maryland Department of the Environment, 1800 Washington Blvd, Baltimore, MD 21230 The grant funds the development of local flood management plans, studies of watersheds, and supports capital projects for flood control and watershed management. This program also provides grants to Maryland counties and municipalities after flood events to implement flood control projects, and for acquisition of flood-damaged owner-occupied dwellings. Elevation and relocation of homes are also eligible for funding. Acquired land is converted to open space in perpetuity. When federal funds do not participate in the cost of a project, the CFMGP may fund up to 75% of the cost of the project and the local share would be 25% Only county and municipal governments are eligible to receive grants. During the 2019 Session of the Maryland General Assembly HB 428/SB 269 was passed, which requires at least $3 million in both fiscal year 2021 and fiscal year 2022, and for fiscal year 2023 at least $2 million be appropriated. August 1, 2019
Federal Emergency Management Agency, Hazard Mitigation Grant Program (HGMP) Maryland Emergency Management Agency 5401 Rue Saint Lo Drive Reisterstown, MD 21136 All Hazards Mitigation Planning. Acquisition, relocation, elevation and flood-proofing of floodprone insured properties, flood mitigation planning, wind retrofit, stormwater improvements, education and awareness. Federal - 75%

Non Federal - 12.5%
Local government must be in compliance with the National Flood Insurance Program to be eligible. Projects must be cost effective, environmentally sound and solve a problem. Repetitive loss properties are a high priority. After a Presidential Disaster Declaration
Federal Emergency Management Agency, Pre Disaster Mitigation Grant Program (PDM) Maryland Emergency Management Agency 5401 Rue Saint Lo Drive Reisterstown, MD 21136 Funding these plans and projects reduces overall risks to the population and structures, while also reducing reliance on funding from actual disaster declarations. Federal - 75%

Non Federal - 25%
PDM grants are to be awarded on a competitive basis and without reference to state allocations, quotas, or other formula-based allocation of funds. Annual-
Spring/Summer
Federal Emergency Management Agency, Flood Mitigation Assistance Program (FMA) Maryland Emergency Management Agency 5401Rue Saint Lo Drive Reisterstown, MD 21136 Assist States and communities to implement measures that reduce or eliminate the long-term risk of flood damage to buildings, manufactured homes, and other structures insured under the National Flood Insurance Program. RL: Federal - 90%
Non Federal - 10%

SRL: Federal - 100%
Non Federal - 0%
Available once a Flood Mitigation Plan has been developed and approved by FEMA. Annual- Spring/Summer
National Flood Insurance Program (NFIP) Maryland Department of the Environment, 1800 Washington Blvd, Baltimore, MD 21230 Provides financial protection by enabling persons to purchase insurance against floods, mudslide or flood related erosion. Varies Includes Federally backed insurance against flooding, available to individuals and businesses that participate in the NFIP Anytime
U.S. Economic Development Administration, Economic Adjustment Program U.S. Department of Commerce Economic Development Administration Curtis Center, 601 Walnut Street, Ste 140 South Philadelphia, PA 19106-3323 215-597-4603 Improvements and reconstruction of public facilities after a disaster or industry closing. Research studies designed to facilitate economic development. Federal - 50%-70%

Local- 30%-50%
Documenting economic distress, job impact and proposing a project that is consistent with a Comprehensive Economic Development Strategy are important funding selection criteria. Anytime
U.S Economic Development Administration, Public Works and Development Facilities U.S. Department of Commerce Economic Development Administration Curtis Center, 601 Walnut Street, Ste 140 South Philadelphia, PA 19106-3323 215-597-4603 Water and sewer, Industrial access roads, rail spurs, port improvements technological and related infrastructure Federal - 50%-70%

Local- 30%-50%
Documenting economic distress, job impact and projects that is consistency with a Comprehensive Economic Development Strategy are important funding selection criteria. Quarterly Basis
Small Business Administration (SBA) Predisaster Mitigation Loan Program James Rivera, Office of Disaster Assistance, Small Business Administration, 409 3rd Street, SW, STE 6050 Washington, DC 20416;202-205- 6734 Activities done for the purpose of protecting real and personal property against disaster related damage. No information The mitigation measures must protect property or contents from damage that may be caused by future disasters and must conform to the priorities and goals of the state or local government's mitigation plan.
Community Development Block Grants / States Program U.S Department of Housing and Urban Development, Office of Block Grant Assistance, 451 7th Street SW., Washington, DC 20410- 7000;202-708- 1112 Used for long-term recovery needs, such as: rehabilitation residential and commercial building; homeownership assistance, including down-payment assistance and interest rate subsidies; building new replacement housing; code enforcement; acquiring, construction, or reconstructing public facilities. No information Citizen participation procedures must be followed. At least 70 percent of funds must be used for activities that principally benefit persons of low and moderate income. Formula grants to States for non-entitlement communities. After a Presidential Disaster Declaration
Fire Suppression Assistance Program Infrastructure Division, Response and Recovery Directorate, FEMA, 500 C Street SW., Washington DC 20024 ; 202- 646-2500. Provides real-time assistance for the suppression of any fire on public (non-Federal) or privately owned forest or grassland that threatens to become a major disaster. Federal - 70%

Local - 30%
The State must first meet annual floor cost (if percent of average fiscal year fire costs) on a single declared fire. After the State's out-of-pocket expenses exceed twice the average fiscal year costs, funds are made available for 100 percent of all costs for each declared fire. Funds form President's Disaster Relief Fund for use in a designated emergency or major disaster area.
Historic Preservation: Repair and Restoration of Disaster- Damaged Historic Properties Infrastructure Division, Response and Recovery Directorate, FEMA, 500 C Street SW., Washington DC 20024 ; 202- 646-4621. To evaluate the effects of repairs to, restoration of, or mitigation hazards to disaster-damaged historic structures working in concert with the requirements of the Stafford Act. Federal - 75%

Local - 25%
Eligible to State and local governments, and any political subdivision of a State. Also, eligible are private non-profit organizations that operate educational, utility, emergency, or medical facilities. After a Presidential Disaster Declaration
Transportation: Emergency Relief Program Federal Highway Administration, FHWA, DOT, 1200 New Jersey Avenue Washington, DC 20590; 202-366-4043 Provides aid for the repair of Federal-aid roads, roads on Federal lands and county level federal-aid roads. Federal - 100% Application is submitted by the State department of transportation for damages to Federal-aid highway routes, and by the applicable Federal agency for damages to roads on Federal lands. After serious damage to Federal-aid roads or roads on Federal lands caused by a natural disaster or by catastrophic failure.
Animals: Emergency Haying and Grazing Emergency and Non-insured Assistance Programs, FSA, USDA, 1400 Independence Ave, SW, Washington, DC 20013; 202-720-4053 To help livestock producers in approved counties when the growth and yield of hay and pasture have been substantially reduced because of a widespread natural disaster. No information Assistance is provided by the Secretary of Agriculture to harvest hay or graze cropland or other commercial use of forage devoted to the Conservation Reserve Program (CRP0 in response to a drought or other similar emergency. Anytime
Emergency Watershed Protection Program Natural Resources Conservation Service 1400 Independence Avenue, SW Washington, DC 20250 Implementing emergency recovery measures for runoff retardation and erosion prevention to relieve imminent hazards to life and property created by a natural disaster that causes a sudden impairment of a watershed. Federal - 75%

Local - 25%
It cannot fund operation and maintenance work or repair private or public transportation facilities or utilities. The work cannot adversely affect downstream water rights and funds cannot be used to install measures not essential to the reduction of hazards. TBD
Watershed Protection and Flood Prevention Program Natural Resources Conservation Service 1400 Independence Avenue, SW Washington, DC 20250 To provide technical and financial assistance in carrying out works of improvement to protect, develop, and utilize the land and water resources in watersheds. Varies due to project type. Watershed area must not exceed 250,000 acres. Capacity of a single structure is limited to 25,000 acre-feet of total capacity and 12,500 acrefeet of floodwater detention capacity. TBD
Watershed Surveys and Planning Natural Resources Conservation Service 1400 Independence Avenue, SW Washington, DC 20250 To provide planning assistance to Federal, State, and local agencies for the development of coordinated water and related programs in watersheds and river basins. Emphasis is on flood damage reduction, erosion control, water conservation, preservation of wetlands and water quality improvements. No information These watershed plans form the basis for installing needed works of improvement and include estimated benefits and costs, cost-sharing, operation and maintenance arrangements, and other information necessary to justify the need for Federal assistance in carrying out the plan. Anytime
Emergency Advance Measures for Flood Prevention USACE 441 G Street, NW, Washington DC 20314; 202- 761-0011 To perform activities prior to flooding or flood fight that would assist in protecting against loss of life and damages to property due to flooding. No information There must be an immediate threat of unusual flooding present before advance measures can be considered. Any work performed under this program will be temporary in nature and must have a favorable benefit cost ratio. Governor of State must request assistance
Emergency Streambank and Shoreline Protection USACE 441 G Street, NW, Washington DC 20314; 202- 761-0011 Authorizes the construction of emergency streambank protection measures to prevent damage to highways, bridge approaches, municipal water supply systems, sewage disposal plants, and other essential public works facilities endangered by floods or storms due to bank erosion. No information Churches, hospitals, schools, and other nonprofit service facilities may also be protected under this program. This authority does not apply to privately-owned property or structures. TBD
Small Flood Control Projects USACE 441 G Street, NW, Washington DC 20314; 202- 761-0011 Authorizes the construction of small flood control projects that have not already been specifically authorized by Congress. No information There are two general categories of projects: structural and nonstructural. Structural projects may include levees, floodwalls, diversion channels, pumping plants, and bridge modifications. Nonstructural projects have little or no effect on water surface elevations, and may include flood proofing, the relocation of structures, and flood warning systems. TBD
Flood: Emergency Advance Measures for Flood Prevention USACE 441 G Street, NW, Washington DC 20314; 202- 761-0011 To mitigate, before an event, the potential loss of life and damages to property due to floods. No information Assistance may consist of temporary levees, channel cleaning, preparation for abnormal snowpacks, etc. Governor of State must request assistance
Continuing Authorities Program (CAP) USACE 441 G Street, NW, Washington DC 20314; 202- 761-0011 Initiates a short reconnaissance effort to determine Federal interest in proceeding. If there is interest, a feasibility study is performed. Federal - 65%

Local- 35%
A local sponsor must identify the problem and request assistance. Small flood control projects are also available. Anytime
Hazardous Materials: State Access to the Oil Spill Liability Trust Fund Director, USCG National Pollution Funds Center, U.S. Coast Guard Stop 7605 2703 Martin Luther King Jr. Avenue, SE Washington, DC 20593-7605 202-795-6000 To encourage greater State participation in response to actual or threatened discharges of oil. No information Eligible to States and U.S. Trust Territories and possessions. Anytime
Emergency Management Assistance (EMA) Maryland Emergency Management Agency 5401Rue Saint Lo Drive Reisterstown, MD 21136 Funds may be used for salaries, travel expenses, and other administrative cost essential to the day-today operations of State and Local emergency management agencies. Program also includes management processes that ensure coordinated planning, accountability for progress, and trained qualified staffing. Federal - 50% EMA funded activities may include specific mitigation management efforts not otherwise eligible for Federal funding. Management Assistance program funds may not be used for construction, repairs, equipment, materials or physical operations required for damage mitigation projects for public or private buildings, roads, bridges, or other facilities. Anytime
Community Legacy Contacts vary by region. Contact list available here:
Community Legacy Contact List
A flexible source of grant and loan funding, providing local governments and community development organizations with support for essential projects such as: mixed-use development consisting of residential, commercial and/or open space; business retention, expansion and attraction initiatives; streetscape improvements; increasing homeownership and home rehabilitation among residents; residential and commercial façade improvement programs; real estate acquisition, including land banking, and strategic demolition, and; establishing funds to provide loan guarantees and credit enhancement to leverage other public or private financing. State - 100% Projects must be located in a one of Maryland’s designated Sustainable Communities. Eligible applicants are local governments, community development organizations (county councils, community development corporations, main street organizations, downtown partnerships), and groups of local governments sharing a common purpose or goal. Varies - once per State Fiscal Year
Local Government Infrastructure Financing Program Charles Day, Program Manager
7800 Harkins Road Lanham, MD 20706 301-429-7891
The program provides Maryland’s local governments an efficient and economical means of access to the capital markets in order to finance critical, public purpose infrastructure projects such as: roadway and sidewalk improvements; street lighting, landscaping and public space improvements; public safety vehicles and equipment; water production, treatment, storage and distribution systems; storm water control and sewer collection and treatment facilities; government office and meeting facilities; property acquisition; police, fire, transportation, education, health, recreation, maintenance and other service related facilities, and refinancing of existing debt. State - 100% All Maryland counties, municipalities and/or their agencies are eligible, provided they have legal authority necessary for: constructing, operating and maintaining the proposed project; pledging security for and repaying the proposed loan, and; pledging income tax payments and various other shared revenue from the state. Local governments must secure local legislative approval(s) to incur the debt, certify the capacity to inspect the project’s construction progress, and agree to submit periodic status reports. Additionally, they must ensure adequacy and sufficiency in the project’s design and construction, and they must meet credit requirements sufficient to satisfy rating agencies and secure a favorable credit rating. Applications accepted on an ongoing basis
Maryland Business Recovery Loan Program Michael Haloskey, Director,
Neighborhood BusinessWorks Program
7800 Harkins Road
Lanham, MD 20706
301-429-7523
An emergency loan program to assist small businesses affected by disaster or emergency events for: renovations; repairs and replacement of furniture, fixtures and equipment; inventory replacement, and; certain other costs associated with recovery of a small business, including working capital. State - 100% Offers assistance up to $50,000 (amount based on damage assessment) at an interest rate of zero percent (0%). Higher amounts will be considered on a case-by-case basis. Financing may be used in conjunction with other financing, insurance proceeds, etc., and the target loan term is 1-5 years, depending on loan size and affordability. Available when activated after state declaration of emergency.
Maryland Disaster Housing Assistance Program Gregory Hare, Deputy Director, Multifamily Housing
7800 Harkins Road
Lanham, MD 20706
301-429-7775
This program is a resource for short-term, emergency rental assistance for families or individuals displaced by a natural disaster as identified by the Maryland Emergency Management Agency or the Maryland Department of Human Services. The program will pay the owner the advertised rent or 100% of the fair market, whichever is less. The term of the voucher is 90 days, extensions will be considered if the home is not ready for occupancy at the end of 90 days. Available when activated after state declaration of emergency.
Maryland Disaster Relief Housing Program Jack Daniels, Deputy Director, Special Loan Programs
7800 Harkins Road
Lanham, MD 20706
301-429-7802
This program provides financial assistance in a declared emergency area to a family whose primary residence was damaged or destroyed by the disaster. The program will allow 20 year loans at a 0% deferred interest rate to affected and eligible homeowners. The disaster relief financing is based upon the total cost to rebuild or rehabilitate the home, less any Federal Emergency Management Agency recoveries and less any insurance proceeds. Available when activated after state declaration of emergency.
Maryland Housing Rehabilitation Program Jack Daniels, Deputy Director, Special Loan Programs
7800 Harkins Road
Lanham, MD 20706
301-429-7802
This program provides low interest rate financing to low- and moderate-income homeowners or to landlords with one to four unit rental properties in order to rehabilitate their dwelling or rental units. State - 100% Homeowners and tenants must meet eligibility requirements of 80% statewide income. If used for a rental property, the owner must agree to recorded covenants restricting the rental unit usage. Open and ongoing
Neighborhood BusinessWorks Program Michael Haloskey, Director,
Neighborhood BusinessWorks Program
7800 Harkins Road
Lanham, MD 20706
301-429-7523
The program provides flexible financing to new or expanding small businesses and nonprofit organizations. It can support: mixed-use projects combining residential and commercial uses in the same building; new construction or rehabilitation; machinery and equipment; certain other costs associated with opening or expanding a small business; real estate acquisition; manufacturing; service providers, and; retail. Loan amounts up to $5 million with an interest rate based on an underwriting analysis. Target loan term is 5-15 years, depending on use and loan amount. A flexible applicant cash contribution is required, as well as personal guarantees and collateral. There are no prepayment penalties on the loan. State - 100%

Projects must be located in a designated Maryland Sustainable Community or Priority Funding Area. Priority is given to projects that strengthen neighborhood commercial districts and are part of a greater revitalization strategy.

The following types of projects and activities will not be considered for financing: residential or transient living facilities (other than eligible mixed-use projects); facilities such as community halls, fire stations, hospitals, colleges or universities; adult bookstores, adult video shops, other adult entertainment facilities, gambling facilities, gun shops, liquor stores, massage parlors, pawn shops, tanning salons, or tattoo parlors.

Open and ongoing
Strategic Demolition Fund Contacts vary by region. Contact list available here:
SDF Contact List
The programs helps catalyze activities that accelerate economic development and job production in existing Maryland communities, aims to improve the economic viability of grey field development, which often faces more barriers than sprawling, green field development. The fund focuses on those projects that can have a high economic and revitalization impact in their existing communities. Eligible projects include: demolition of derelict structures; site acquisition and assembly to create redevelopment-sized parcels for solicitation or planned development; site development, and; construction-level architectural and engineering designs. State - 100% Projects must be located within in a designated Maryland Sustainable Community. Varies - once per State Fiscal Year